XRP Now Undergoing the Painful Phase of a Wyckoff Accumulation: What Happens Next?

XRP may currently be undergoing the painful phase of a Wyckoff Accumulation structure, but data suggests a recovery would follow.

XRP remains just below the $1 mark as sellers continue to keep pressure on the asset. Since the broader market selloff began in October 2025, XRP has given back most of its gains from the previous bull run, and market sentiment has weakened. 

However, the weekly chart shows that the current market structure looks similar to a Wyckoff accumulation phase, which can involve a long period of weakness before a major move higher.

A Long-Term Trendline Supports XRP

The current XRP market structure goes back to the 2020 low of $0.17, where its long-term rising trendline began. The asset tested this trendline again in June 2022, falling to $0.2910. This 2022 low remains an important anchor for this trendline.

The next bull cycle brought several major liquidity sweeps. XRP first dropped to $0.52 in July 2024 before recovering. 

The major breakout came in November 2024, after Donald Trump’s U.S. election victory, sending XRP to $3.40 by January 2025. 

XRP then faced another sharp decline to $1.61 in April 2025 before eventually reaching a new all-time high of $3.66 in July 2025, all resulting in three liquidity sweeps. This final move pushed above previous resistance before selling pressure took over.

XRP Remains Within Wyckoff Accumulation Structure

The Oct. 10, 2025, market-wide crash created the fourth major liquidity sweep, pushing XRP down to $1.58 and starting the current downtrend. XRP then continued to form lower highs while going through several more liquidity sweeps.

In January 2026, XRP recovered to $2.41, marking the fifth sweep, but the rebound failed to last. The next major decline came in early February 2026, when XRP fell to $1.11 in the sixth and latest sweep. This move increased selling pressure.

The analysis notes that XRP’s spring sits at $0.75. In Wyckoff analysis, a spring can mark the point where heavy selling finally loses strength, and larger buyers begin taking in the available supply. This makes $0.75 an important level for the current accumulation phase.

XRP Enters the Test Phase Near $1

XRP now trades around $0.99 and remains within the $1.00-$1.10 range. This area fits the possible Wyckoff test phase, where the market returns to test the earlier low after a spring. During this stage, uncertainty can remain high as sellers and buyers compete for control.

The $1.00 area is important for several reasons. Essentially, it acts as psychological support, provides a test of the $0.75 spring low, and could allow longer-term buyers to absorb more supply.

On-chain data also supports the accumulation bias. Whale wallets are accumulating XRP between $1.00 and $1.20, while cumulative volume delta remains neutral. This suggests that buyers are absorbing supply without showing aggressive buying activity.

XRP’s realized price is currently $0.75, which represents the average cost basis of XRP held on-chain. With the asset trading near $1.00, the average holder remains in unrealized profit. This position could reduce the need for holders to sell and may help XRP build a stronger base.

What Happens Next?

The most important level to watch is $1.20. A move above this level with strong trading volume could provide the Sign of Strength (SOS) needed to confirm that the test phase has ended and a new markup phase may be starting.

If XRP breaks through $1.20, the first target area sits between $1.21 and $1.30. A sustained move above that range could then expose XRP to the $1.50-$2.00 region. The larger target from the current setup sits much higher, between $3.00 and $5.00.

Still, the bullish case has a clear line that XRP cannot afford to lose. A weekly close below $0.75 would break the current accumulation structure and invalidate the setup.