Evernorth Chief Business Officer Sagar Shah has argued that XRP should be judged primarily by its utility, not its market price.
In a Q&A session posted on X, Shah questioned why XRP is still framed mainly as a price story when it was designed to move value across financial systems.
“Why is XRP still discussed as a price story, when it was built for movement?” Shah said.
According to Shah, price is the most visible aspect of any crypto asset because it changes constantly and dominates headlines. However, he said utility is a better measure of XRP’s long-term value.
XRP Value Comes From Utility
Shah said XRP was built to move value efficiently across currencies, markets, and financial systems. He argued that its value depends on what the network enables, not the token’s price.
He pointed to several use cases within the XRP ecosystem, including liquidity provision, cross-border settlements, lending, and tokenized assets.
“The better question isn’t only: ‘What is XRP worth?’ It’s ‘What can XRP make possible?’” Shah remarked.
He added that the real signal is how XRP is used, not how it trades. His comments align with the view of some industry participants that blockchain adoption and real-world use cases matter more than short-term price movements.
Bill Morgan: Price Still Matters
Meanwhile, popular Australian lawyer and XRP supporter Bill Morgan disagreed. He said price discussions remain unavoidable because many investors bought XRP expecting greater utility to eventually drive higher valuations.
“It is still being discussed as a price story because people in the XRP community were told a price story,” Morgan said.
He argued that XRP’s investment thesis has always been tied to adoption. As utility grows, many investors expect the token’s price to rise as well.
Morgan also suggested that Shah’s comments could be relevant to Evernorth investors, as the company’s business model is centered on XRP.
“So Out of Touch”
Meanwhile, X user Dustin Shively criticized the message, arguing it was out of touch with investor expectations. He also questioned whether Evernorth itself was unconcerned with XRP’s price appreciation.
Community figure WoK also said he was surprised Evernorth published the post.
Another commenter argued that investors naturally care about price performance. The user criticized what they see as a growing tendency among developers and industry figures to emphasize technology while downplaying investment returns.
The discussion highlights a long-running split in the XRP community. One side sees XRP mainly as technology for payments and tokenization, while the other believes that real-world use should eventually lead to a higher XRP price.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
Bitcoin 
Ethereum 
Tether 
BNB 
USDC 
XRP 
Solana 
TRON 
Figure Heloc 
Hyperliquid 