A viral social media post has stirred discussion about XRP as an investment as a one-year price chart showed the token’s steep decline.
Specifically, one investor joked that “nobody new to crypto would buy XRP if they zoomed out.”
The chart showed XRP trading at around $1.02 after falling more than 53% over the previous year. The view suggests that while many see XRP’s low price as a buying opportunity, zooming out to a longer timeframe may discourage investors considering the massive drawdown.
Notably, XRP has posted a modest recovery. It now trades at around $1.05, up about 2.5% over the past 24 hours. Despite the bounce, the token is still down 8% over the past week, 18% over the past month, and roughly 43% year-to-date.
XRP Isn’t the Only Token Under Pressure
Although XRP has become the focus of criticism, the broader crypto market has also suffered major losses.
Bitcoin currently trades at around $60,365, down about 43% over the past year. It has also fallen 5.4% over the past week, 18% over the past month, and 34% year-to-date.
This suggests XRP’s decline has occurred alongside a broader market correction rather than in isolation. Even so, XRP has underperformed Bitcoin across several timeframes.
How Much Could XRP Holders Be Down?
Investors who bought XRP before the decline may be sitting on significant unrealized losses. With XRP falling about 53% over the past year:
| Holdings | Value at ~$3.66 (July 2025) | Value at ~$2.24 | Value at $1.05 Today | Unrealized Loss |
| 1,000 XRP | $3,660 | $2,240 | $1,050 | -$1,190 |
| 10,000 XRP | $36,600 | $22,400 | $10,500 | -$11,900 |
Notably, these figures are estimates based on the approximate one-year decline. Actual gains or losses depend on each investor’s purchase price.
What If Someone Bought XRP Today?
Meanwhile, someone purchasing XRP at around $1.05 today would have a different risk-reward profile if the token eventually returns to previous resistance levels.
| XRP Price Target | Gain Per XRP | Profit on 1,000 XRP | Profit on 10,000 XRP |
| $2.00 | $0.95 | $950 | $9,500 |
| $3.00 | $1.95 | $1,950 | $19,500 |
| $5.00 | $3.95 | $3,950 | $39,500 |
| $10.00 | $8.95 | $8,950 | $89,500 |
However, these scenarios remain hypothetical and assume XRP rebounds significantly in the future. For now, the bear market continues, and many analysts expect prices to decline further.
Even so, many XRP supporters argue that major corrections have historically been followed by strong recoveries across the crypto market. Bulls remain hopeful that future catalysts could push XRP back above key psychological levels such as $2 and $3.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.

