XRP Wallets Holding 1,000 to 100,000 Coins Hit 1.1M, Highest Level in History

The number of XRP wallets holding between 1,000 and 100,000 tokens has climbed to 1.1 million, marking a new historical peak.

This milestone comes amid increased retail participation in the XRP market despite declining prices. For context, the XRP price has collapsed 52% since the ongoing downtrend began in October 2025. However, during this period, the market has welcomed over 77,000 more retail wallets holding 1,000 to 100,000 coins.

Key Points

• The XRP price has dropped 52% since October 2025, currently hovering around $1.35.
• Despite price struggles, the number of wallets holding between 1,000 and 100,000 XRP has increased by 77,500.
• These retail wallets have now climbed to 1.1 million, a new peak in XRP’s history.
• Amid the increase in number, wallets in this tier have accumulated over 500 million XRP since Q4 2025.
• Meanwhile, whale XRP addresses have instead demonstrated varying trends.

Retail XRP Wallets Hit New Peak Despite Price Turbulence 

Data provided by market resource Santiment confirms this bullish trend. Notably, amid the weakening market sentiment, retail participation seems to have only increased.

As of October 2025, wallets holding 1,000 to 10,000 XRP stood at 745,310, while those with 10,000 to 100,000 XRP hovered around 282,780. Together, the network hosted 1,028,090 wallets with balances between 1,000 and 100,000 XRP.

Today, Santiment’s data shows that these wallets have climbed to 1,105,590, marking an increase of 77,500 since October 2025. Of this, 806,230 wallets hold 1,000 to 10,000 coins, while 299,360 wallets hold between 10,000 and 100,000 XRP. The latest figure represents their highest number in XRP’s history. 

This milestone indicates that XRP has continued to welcome more retail investors despite its price struggles.

Notably, the number first increased to a previous peak of 1,095,830 in early February, but immediately crashed to 1,088,450 days later. It has since continued to increase, recently hitting the new milestone.

Retail Accumulating 

Expectedly, this rise in the number of retail addresses has coincided with a similar increase in their cumulative balance, as investors attempt to procure more XRP tokens at lower prices.

For context, XRP wallets with 1,000 to 10,000 coins held 2.46 billion XRP as of Oct. 1, 2025, while those with 10,000 to 100,000 tokens held 7.58 billion XRP. Together, these addresses had a cumulative balance of 10.04 billion XRP.

This figure has since increased to 10.56 billion XRP, also representing a new historic peak in their balance. The latest reading indicates that these retail XRP wallets have accumulated 520 million XRP since the ongoing downturn began, a testament to their resilience in times of market stress.

Varying Trends Among XRP Whales

While retail XRP wallets have consistently demonstrated positive behavior, the trend has been mixed among XRP whales, as some tiers of addresses have consistently accumulated more tokens while others have distributed.

For one, shark and whale addresses holding between 100,000 and 10 million XRP have reduced their cumulative balance from 13.12 billion XRP in October 2025 to 10.05 billion XRP today. This indicates that these XRP wallets have distributed 3.07 billion XRP since October 2025.

On the other hand, XRP whales with 10 million to 100 million XRP have been on an accumulation spree. These addresses increased their cumulative balance from 7.89 billion XRP in October 2025 to 11.31 billion XRP today, confirming that they have accumulated 3.42 billion tokens.