XRP Millionaire Addresses Have Accumulated $1B Since April

XRP has fallen by more than 25% over the past four months, but its millionaire addresses, representing the largest holders, have continued to buy. 

On-chain data shows that addresses holding at least 1 million XRP have added nearly $1 billion worth of XRP since April 2026. This shows a massive difference between XRP’s price performance and the actions of its biggest holders.

XRP Millionaire Addresses Taking Advantage of Lower Prices

According to recent data from Santiment, a market intelligence resource, addresses holding at least 1 million XRP now have a combined balance of 50.24 billion XRP. 

This represents more than 80% of XRP’s 62.67 billion circulating supply, meaning these large holders control a significant portion of the tokens currently in circulation.

Addresses holding at least 1 billion XRP have the largest share of the 50.24 billion XRP held by millionaire addresses. This group holds 26.07 billion XRP, which accounts for 51.9% of the combined balance across the four groups.

The 10 million to 100 million XRP group comes next, with 12.11 billion XRP. Addresses holding between 100 million and 1 billion XRP have 8.2 billion XRP, while those holding between 1 million and 10 million XRP have 3.86 billion XRP, giving them the smallest balance among the four groups.

Data also shows how much these holders have accumulated in recent months. On April 12, 2026, addresses with at least 1 million XRP held a combined 49.27 billion XRP. Their balance has since climbed to 50.24 billion XRP, meaning they have added 970 million XRP in about four months. At current prices, those tokens are worth nearly $1 billion.

10M-100M XRP Addresses Lead the Accumulation Trend

The 10 million to 100 million XRP group accounts for most of the increase. Its holdings rose from 11.38 billion XRP in mid-April to 12.11 billion XRP today. That means this group added 730 million XRP over the four-month period, making up about 75% of the total increase from millionaire wallets.

Addresses holding at least 1 billion XRP also increased their holdings. Specifically, their balance went from 25.84 billion XRP in April to 26.07 billion XRP now, representing an increase of 230 million XRP. 

At the same time, addresses holding between 1 million and 10 million XRP added about 140 million XRP, while the 100 million to 1 billion XRP group reduced their balance by 110 million XRP.

XRP Down 25% Since Mid-April

This accumulation has taken place even as XRP has struggled in the market. Notably, XRP opened at $1.35 on April 12, 2026, but fell by 2.22% that day. The token later recovered and reached $1.54 on May 14. 

However, the recovery did not last, and XRP began falling again until it reached $1.0499 on June 6, 2026, setting a new yearly low at the time.

XRP then rebounded to $1.29, but this level became resistance. The token subsequently fell again, reaching a new yearly low of $1.008 on June 26, 2026. Another recovery followed, but it also failed to hold, with the latest decline taking XRP to around $1.01.

As a result, XRP has now lost more than 25% from its price four months ago. During that same period, however, addresses holding at least 1 million XRP increased their combined holdings by 970 million XRP, worth nearly $1 billion.