Do Not Sell Your XRP, as It Could Hedge Against Financial Decay: Black Swan Capitalist founder

A prominent XRP community figure and crypto founder has urged investors not to sell all of their XRP holdings.

XRP is currently facing one of its most difficult periods in recent years, down 40% since the beginning of 2026. This sharp decline has triggered panic among investors across the market, leading to sustained selloffs.

Despite the downturn, XRP commentator and Black Swan Capitalist founder Versan Aljarrah believes investors should avoid selling all their holdings, arguing that XRP could protect them from the gradual decline of the traditional financial system.

Call for Investors to Keep a Core XRP Position

In an X post, Aljarrah advised investors to always keep a core XRP position instead of selling their entire holdings. According to him, XRP could act as a hedge for holders as the existing financial system continues to weaken.

His latest comments reflect a view he has held for years. Notably, Aljarrah sees XRP as more than a speculative asset meant for short-term trading. However, he considers it a long-term infrastructure asset that could have an important role in the next stage of the global financial system.

Most market commentators who share Aljarrah’s sentiments believe the world is moving through a major wealth transition led by digital assets, the tokenization of real-world assets (RWAs), and precious metals. 

In this environment, they see XRP as a bridge asset that can provide liquidity and support settlements, while stablecoins like RLUSD have different settlement needs.

Long-Standing XRP Thesis

Aljarrah’s recent statement follows comments he has made in the past. While speaking on why investors should own XRP in January 2025, he suggested that holding the crypto asset allows investors to become their own bank and lender. “Few will understand, but that kind of freedom is always under attack. Never let it go,” he added.

He has consistently argued that XRP should be seen as digital collateral for the future financial system. He also suggested that investors could move profits from other assets into XRP and precious metals such as gold.

In earlier discussions, Aljarrah called attention to XRP’s long-term accumulation pattern, citing higher lows, rising trading volume, and expanding utility as signs that the asset could eventually see a major breakout. 

XRP has been in a massive multi-year accumulation range.

Higher lows on the weekly and monthly charts.
Classic bullish breakout patterns forming.
Volume rising as real utility expands.

The longer this consolidation lasts, the stronger and more explosive the breakout will be. pic.twitter.com/iu1tTrk9m9

— Versan Aljarrah – Black Swan Capitalist (@VersanAljarrah) June 18, 2026

Some of the factors he frequently mentions are regulatory clarity, wider bank adoption, and increased tokenization activity. He also believes XRP and XLM can work together within a dual public settlement framework.

Community Reactions

Most community members responding to Aljarrah’s latest post agreed with the idea of keeping a permanent core holding. Some mentioned upcoming XRP Ledger features like XLS-66 as ways investors could potentially earn returns without selling their XRP.

Others advised holders to spread their assets across different storage solutions instead of keeping everything in one place. Some of the suggestions included using trusts and institutional custodians. However, critics questioned XRP’s long-term price prospects.