You Will Regret Not Going All In on XRP: Top YouTuber

While XRP continues to trade below key psychological levels, YouTuber Oscar Ramos has boldly declared that investors would “regret not going all in on XRP.”

Ramos’s remark urges aggressive accumulation of XRP, suggesting the current phase could become a missed opportunity for those staying on the sidelines. The comment comes as XRP is trading at $1.48, with an 8% gain. Meanwhile, compared to its 2025 peak of $3.66, the coin is selling at a massive discount of over 60%.

Given the enormous drawdown and bullish fundamentals surrounding XRP, commentators like Ramos believe that entering XRP now is a no-brainer.

Key Points

“Most Won’t Even Notice”

However, not everyone is convinced by Ramos’s bullish commentary. X user BMars argued that the vast majority of investors would likely be fine without going all in.

At the same time, he raised concerns about a small group of “gullible individuals” who might overexpose themselves based purely on hope and speculation.

Nah I think 99.99% of people will be ok about it to be honest with you, I do worry about the 0.01% of gullible individuals who went all in on nothing more than hope, need and blind faith

— Mars0634 (@BMars0634) March 18, 2026

Another commenter, Frankie, highlighted the risks more personally, revealing that nearly 99% of his portfolio is now allocated to XRP. While optimistic about becoming “extremely rich” within 6 to 18 months, Frankie also acknowledged that it may be closer to a fantasy.

Meanwhile, some commentators sided with Ramos, suggesting XRP may be set for a moonshot, considering the prolonged bear market.

XRP Momentum Builds Despite Volatility

The renewed debate comes as XRP shows signs of strengthening in recent weeks. Yesterday, XRP trading touched $1.60 for the first time in March.

Remarkably, the asset has reclaimed a market capitalization above $93 billion, overtaking BNB to rank among the top four cryptocurrencies globally. This recovery marks a notable turnaround after XRP lost significant ground earlier this year.

Undervaluation Narrative Persists

Fueling the bullish case, some market participants continue to argue that XRP remains significantly undervalued. Earlier this month, First Ledger suggested that investors are effectively selling a “$10 coin” at current price levels near $1.30–$1.50.

Supporters of this view believe the market has yet to fully price in XRP’s long-term utility as adoption and infrastructure around the XRP Ledger expand.

Still, critics point to XRP’s long market history and its struggle to surpass previous highs as reasons for skepticism. Concerns around token supply growth and price dilution also continue to surface in bearish arguments.

Failed Prediction

Notably, the latest comments from Ramos align with a July 2025 tweet in which he similarly urged investors to go all in on XRP. At the time, XRP was trading near its peak. Since then, the value has dropped by more than half.

In particular, XRP’s price later dipped to $1.11 in early February 2026, marking a roughly 70% decline from around July 2025, when it traded near $3.66, and Ramos called for aggressive accumulation.

Notably, some prominent XRP analysts like ChartNerd have suggested the coin could still fall to $0.70 if it fails to hold the $1.80 to $2.40 resistance range. ChartNerd also believes XRP could eventually trade above $20, making current prices an attractive entry point.