A well-known figure in the XRP community, UnknowDLT, recently shared his views on the future of XRP in the growing financial scene.
In a recent commentary, he argued that traditional technical analysis (TA) cannot predict XRP’s price in a utility-driven market. According to him, XRP is not merely a speculative asset. Instead, it is part of a new financial system focused on real-world use cases like cross-border payments and decentralized finance.
“Technical Analysis Doesn’t Work for XRP”
UnknowDLT believes that the price of XRP does not follow the same market forces as other cryptocurrencies. Instead, he argues that its value is tied to its role in global finance.
He pointed out that while some investors expect large price jumps, like $10 or $20, based on Bitcoin’s market behavior, XRP’s true value comes from its use in financial systems, which, in his view, cannot be predicted by chart patterns or past price movements.
A 70-Year Financial Transformation
UnknowDLT also stated that the world is entering a new financial system that could last for at least 70 years. This vision aligns with the belief that blockchain technologies like XRP will reshape the global financial system over decades, not months or years.
Holding XRP, he suggests, is about positioning oneself for long-term change in how money moves across borders and economies.
XRP as the Future of Global Finance
He believes XRP will play a central role in creating a more efficient and cost-effective financial system, especially for cross-border payments and remittances.
Ripple has already partnered with several banks and financial institutions to improve global transactions. Prominent names include Santander, Japan’s SBI, Onafriq, and Tranglo.
When asked about the future of the financial system beyond his 70-year outlook, UnknowDLT acknowledged that we may not witness the full impact in our lifetimes. However, he sees owning XRP as an investment in a long-term vision that will unfold over decades alongside advances in technology, such as quantum computing and new consensus mechanisms.
X user Kaitlyn Perrine shared this perspective, suggesting that investing in XRP today could be akin to investing in the early days of the internet.
We won’t be alive to see the next update to the financial system. That’s why I say owning XRP is a unique opportunity.
— {x} (@unknowDLT) October 15, 2025
TA to Know When to Take Profits, Then Reinvest
Even though UnknowDLT dismisses the role of technical analysis in predicting XRP’s long-term potential, some in the XRP community believe it still has merit for short-term price movements.
Specifically, XRP supporter Tyler Bolli argues that TA is useful for identifying key moments to take profits and reinvest during market retracements. “Nothing goes in a straight line up and to the right,” he said.
He added that those who are already wealthy can ignore XRP technical analysis, as they can choose to hold for the long term.
In other words, this approach encourages a more practical investment strategy of balancing short-term actions with long-term goals.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.