“I Learnt That 10,000 XRP is Not Enough,” Crypto Rumor Mill Owner Says

The owner of Crypto Rumor Mill recently revealed that he learnt 10,000 XRP may not be enough for investors looking for the big break.

Investors have continued to assess how much XRP they may need to actually retire off their investments, as predictions suggesting XRP could rally to greater heights dominate community discussions despite the ongoing market turbulence.

Amid these assessments, Fox (@AltcoinFoxx), the owner of community-driven crypto platform Crypto Rumor Mill, revealed that he recently learned that 10,000 XRP may not be enough, especially for investors looking to secure that big break.

Key Points

• As investors assess how much they need to retire from XRP, the Crypto Rumor Mill owner has confirmed hearing that 10,000 tokens may not be enough.
• If an investor procured 10,000 XRP today, they would spend $13,600, as opposed to $36,000 in July 2025, when XRP traded at the peak of $3.6.
• If XRP claims the $10 target often discussed by market analysts, the 10,000 tokens would be worth just $100,000, barely enough for retirement in most regions.
• XRP investors with 10,000 tokens would need the price of the token to reach the ambitious $100 to become millionaires.
• Those holding 100,000 tokens, currently worth $136,000, would become millionaires once XRP claims the $10, representing a much more achievable dream.

XRP Downturn Offers Accumulation Opportunity

Fox disclosed his latest findings in a post on X, as market participants insist that the ongoing XRP market downturn presents an accumulation opportunity for XRP investors. For context, XRP has dropped 62% from its all-time high of $3.6, currently changing hands around $1.36, after five consecutive months of losses.

While panic has spread across the scene, market commentators believe an opportunity has opened up. For instance, Crypto Patel questioned last month whether the current XRP position was the best buy opportunity for market participants. Analyst CoinsKid also suggested that XRP’s downturn, which marked the C Wave of an ABC correction, was an “opportunity.”

How Much XRP Is Enough?

However, if the current downturn does present an accumulation opportunity, the important question is: how much XRP will be enough for investors looking for that big break? Fox disclosed in his recent post that 10,000 tokens may not be enough, citing rumors.

For context, multiple XRP community figures have suggested that investors procure at least 10,000 XRP tokens. For instance, last April, Edoardo Farina, the Alpha Lions Academy founder, claimed that market participants could attain financial freedom in the future by just holding 10,000 XRP.

XRP at $10

Today, some commentaries suggest 10,000 tokens may not be enough. This is largely due to the price targets market analysts regard as feasible for XRP. Notably, the $10 price remains one of the most-discussed targets in the community, but nearly every analyst concedes that it remains highly feasible.

At the $10 price, which represents a 635% increase from the current price of $1.36, those holding 10,000 XRP tokens would see their investments grow from the current $13,600 value to $100,000. While this represents an impressive gain, it may not be sufficient for retirement in most economies.

XRP at $100

Interestingly, a few market pundits have discussed the possibility of an XRP rally to $100, which would represent a much more substantial 7,252% rise from the current price. However, most analysts insist that the $100 target remains too ambitious to materialize in the current market conditions. 

Nonetheless, this marks the target that investors with 10,000 XRP need to hit the millionaire target. Specifically, at the $100 price, those holding 10,000 tokens would sit on investments worth $1 million. But the $100 target may currently be out of reach for XRP, dashing these investors’ millionaire dreams.

For XRP investors to reach the millionaire status at feasible prices, such as $10, they would need to hold more than 10,000 XRP tokens. Specifically, investors holding 100,000 XRP, currently worth $136,000, would see their balance grow to $1 million if XRP just claimed the $10 price.