Jake Claver Finally Explains the Reasoning Behind His XRP to $100 Prediction

Jake Claver, the CEO of Digital Ascension Group, has now explained the reasoning behind his XRP to $100 price target.

He spoke about it on one of the latest episodes of the Memes and Markets podcast. For context, Claver suggested that XRP could reach $100 by the end of 2025, even placing a bet. He held onto this target in Q4 2025 despite the consistent downturn, as XRP traded for $2. 

However, XRP failed to reach this target, even dropping below its price at the time the prediction emerged, currently sitting around $1.45 at press time. Claver’s recent comments highlighted why he held onto the prediction and what he expects going forward.

Key Points

• In 2025, Claver predicted XRP would reach $100 by the end of the year despite the price trading around $2 by the fourth quarter.
• This prediction failed to materialize, with XRP even dropping below the price it held when Claver made the call.
• Recently, Claver explained that one of the factors behind his call was the expected institutional moves toward tokenization of assets by 2028 and the need for on-chain liquidity.
• He said geopolitical risks, including tensions involving Iran, Israel, Venezuela, and the Strait of Hormuz, contributed to his expectation of rapid market shifts.
• Claver admitted the timing was wrong but maintained that structural financial changes could still support his thesis over time.

The “Crazy” Prediction

During the recent podcast episode, host Ben Leavitt stressed that as investors popularized Claver’s forecast, he personally suggested that the prediction was crazy. 

Responding, the Digital Ascension Group CEO accepted the “crazy” label. According to him, people with unconventional views often look crazy at first. He compared himself to investor Michael Burry, whose warnings about the housing market once faced dismissals before the financial crisis of 2008 proved him right.

Claver clarified he still believes his broader outlook could eventually play out, but admitted the timing depends on how quickly the market develops and how institutions move.

Why Claver Still Believes in XRP’s Long-Term Potential

Speaking further, the market pundit said his confidence comes from how he sees XRP fitting into the future of finance. He said XRP holders are people who remain focused on long-term stability, hoping that rising value could allow them to support their families and contribute to society in meaningful ways.

Claver also shared pointers from his business experience, noting that clients tied to his firms, including those working with Digital Wealth Partners, are mostly between 35 and 80 years old, with fewer younger investors involved. 

According to him, this group generally expects banks to remain central to the financial system and sees XRP as a tool that works within regulated structures rather than outside them.

Claver also discussed XRP’s 100 billion token supply, arguing that a large supply could make sense if the asset has to support global value transfers for generations. He believes a system built for future technologies like artificial intelligence and automation would need to scale beyond today’s economic activity.

Institutional Signals Influenced His 2025 Timeline

When Leavitt asked why he tied his prediction to a specific date, like the end of 2025, Claver highlighted what he interpreted as strong signals from major financial players. He mentioned conversations involving firms such as State Street, BlackRock, Blackstone, BNY Mellon, Fidelity Investments, and Citigroup, all of which have discussed tokenizing financial assets by 2028.

According to him, if stocks, real estate, and private markets eventually move onto blockchains, liquidity will need to grow first. He pointed out that platforms like Securitize have already tokenized funds, but without active trading markets, the benefits remain limited for now.

To him, once stablecoins, custody systems, and regulated identity solutions become more common on-chain, digital marketplaces could open up and drive adoption across the industry.

Why He Expected a Rapid Move

Claver admitted that part of his confidence came from information he said he could not publicly share. He also revealed that a social media wager helped push the prediction into the spotlight.

The market commentator explained that he wanted to make sure anyone who risked XRP in related bets would get their holdings back no matter what, which made him more comfortable taking a public stance.

He also pointed to geopolitical developments that he believed could trigger sudden financial changes. He mentioned the U.S.-Venezuela situation, rising tensions between Iran and Israel, and the disruption in the Strait of Hormuz, as such events could push energy prices higher and trigger broader economic reactions that might influence crypto markets.

“Not Financial Advice”

Meanwhile, Leavitt raised concerns that some followers may have made risky decisions based on Claver’s confident tone. In response, Claver stressed that he regularly reminds audiences he is not offering financial advice. 

He said he encourages people to speak with qualified advisers before making investment choices and views his commentary as personal opinion rather than instruction.