‘Another Big Win for XRP,’ Ripple President Says as UK’s Largest Asset Managers Move Funds On-Chain

Ripple President Monica Long announced that one of the UK’s largest asset managers is now moving funds on-chain, calling it “another big win” for Ripple and XRP.

The development reinforces her view that 2026 is shaping up to be a defining year for XRP, citing “institutional adoption at scale.”

Coming off XRP Community Day, Long reflected on the progress toward making the XRP Ledger (XRPL) the go-to blockchain for institutional DeFi. She noted that the full impact of this shift should become clearer by the end of the year.

Key Points

• Ripple President calls UK asset manager’s on-chain move “another big win” for XRP.

• 2026 is shaping up to be a defining year for XRP, with institutional adoption at scale.

• Aviva Investors to tokenize funds on XRPL, boosting enterprise use and liquidity.

• XRP ETFs hit $1.23B inflows; firms like Evernorth add XRP as a reserve asset.

Aviva Investors Moves Toward XRP Ledger

This milestone centers on a new partnership between Ripple and Aviva Investors, the global asset management arm of Aviva plc.

Markus Infanger, SVP of RippleX, described the development as a “genuinely huge moment” for XRPL, noting that traditional finance is increasingly moving on-chain.

Notably, Aviva Investors intends to tokenize traditional fund structures on the XRP Ledger. The move supports Ripple’s push to position XRPL as financial infrastructure for institutions rather than just a payments network.

A genuinely huge moment for XRPL as traditional finance moves onchain!

Aviva Investors, the global asset management business of leading UK insurer Aviva plc, has announced a partnership with @Ripple with the intention of tokenising traditional fund structures on the XRPL.

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— Markus Infanger (@markusinfanger) February 11, 2026

“Institutional Adoption at Scale”

During XRP Community Day, Long was asked to define Ripple and XRP’s current phase in just a few words. Her response: “institutional adoption at scale.”

While concise, the statement carries weight. It suggests that Ripple expects measurable progress in enterprise usage, new partnerships, and the integration of XRP into institutional workflows before year-end.

Ripple has already begun laying the groundwork. Institutions are using XRP for cross-border payments, transaction fees, and foreign exchange bridging.

The company is also supporting the XLS-66 initiative, which aims to introduce a native lending framework on XRPL. This could enable institutions to earn yield directly on their XRP holdings.

At the same time, Ripple’s transformation of Hidden Road into Ripple Prime strengthens XRP’s role in collateral and liquidity operations.

Garlinghouse: XRP Is the “North Star”

Ripple CEO Brad Garlinghouse reinforced this direction at the same event, describing XRP as the “North Star” and even the “heartbeat” of Ripple’s strategy.

According to Garlinghouse, Ripple Payments, Ripple Treasury, Ripple Prime, Custody, and the RLUSD stablecoin all seek to enhance XRP’s liquidity, utility, and trust within the financial system.

Institutional interest is also evident in capital markets. Since their November launch, spot XRP ETFs have recorded cumulative net inflows of $1.23 billion, reflecting sustained demand from institutional investors.

In parallel, companies such as Evernorth, VivoPower, and Webus have added XRP to their balance sheets as a reserve asset. Remarkably, Evernorth is building what could become the largest XRP reserve globally.

With more than ten months left in 2026, Ripple’s leadership is confident that the combination of tokenization partnerships, ETF flows, lending infrastructure, and enterprise integrations could mark a turning point for XRP’s role in global finance.