Ripple Taps UK Investment Giant to Bring Regulated Tokenized Funds to XRP

Ripple has partnered with Aviva Investors, the asset management arm of UK insurance giant Aviva plc, to launch tokenized versions of traditional investment funds. 

The collaboration aims to bring regulated financial assets onto the XRP Ledger (XRPL), enabling faster, cheaper, and more efficient fund management and settlement through blockchain technology. 

Key Points 

• Ripple’s partnership with Aviva Investors aims to bring a regulated fund structure onto the XRP Ledger. 
• Ripple will provide Aviva with the infrastructure needed to issue and manage these tokenized funds on XRPL. 
• The deal strengthens Ripple’s strategy to position the XRPL as core infrastructure for regulated institutional assets. 
• More details about the partnership will be shared during the XRP Community Day virtual event later today. 

Details of the Partnership 

According to a press release, the alliance marks Ripple’s first strategic partnership with a European investment manager to tokenize traditional funds at scale and Aviva Investors’ first step into tokenized fund structures. 

Under the agreement, Ripple will provide Aviva with the technical infrastructure and support needed to issue and manage regulated tokenized funds on the XRPL.

Since its launch in 2012, the XRPL has built a reputation for speed, low costs, and operational efficiency, while offering compliance-focused features for regulated markets. So far, it has processed over 4 billion transactions, hosts more than 7 million blockchain wallets, and boasts around 120 independent validators. 

Significance of the Deal 

The new partnership marks a significant step toward mainstream adoption of blockchain technology, such as the XRPL, in traditional finance. By tokenizing traditional funds on the XRPL, Aviva Investors seeks to cut operational costs, accelerate transactions, improve transparency, and broaden investor access.

In addition, the deal strengthens Ripple’s push to position the XRPL as core infrastructure for institutional-grade, regulated financial assets. Notably, the alliance comes just a week after Ripple highlighted the ledger’s expanding role beyond payments, emphasizing its growing relevance in RWA tokenization and regulated markets.

Moreover, the move signals a shift from experimental blockchain pilots to large-scale, real-world deployment, as global institutions increasingly embrace tokenization as a transformative force in capital markets. 

Ripple Executives React

In a statement, Ripple’s Vice President for Trading and Markets, Nigel Khakoo, stressed that tokenization has entered large-scale production, with institutions now focused on deploying regulated digital assets.

Meanwhile, Reece Merrick, Ripple’s Managing Director for the Middle East and Africa, welcomed the partnership, noting that it will bring traditional fund structures onto the XRPL. He also confirmed that both firms will collaborate throughout the year to bridge institutional finance with blockchain utility.

In response, Aviva’s Chief Distribution Officer, Jill Barber, expressed enthusiasm about the alliance. She highlighted tokenization’s ability to improve time and cost efficiency while reaffirming the firm’s commitment to innovation and long-term client value.

In the meantime, Ripple plans to provide more insights about the partnership during the XRP Community Day event, slated for later today. 

We’re partnering with Aviva Investors to tokenize traditional funds on the XRP Ledger.

Tune into XRP Community Day to learn more about the partnership and onchain finance on the XRPL with @markusinfanger and Aviva’s Alastair Sewell.

Up Next: https://t.co/8fMPYOBcSM pic.twitter.com/1zQIhmuj21

— Ripple (@Ripple) February 11, 2026