Pundit Says Do Not Make This Mistake With XRP

XRP proponents believe the token has recently become the focus of a FUD campaign that has swept through the crypto community. 

As a result, XRP community commentator Mickle recently sought to tackle two of such persistent claims that, according to him, misrepresent Ripple’s business model and XRP’s long-term potential.

In a video commentary, Mickle addressed what he called “brand new FUD” about XRP’s potential. He pointed out that while some skeptics once dismissed XRP as having no value, they now acknowledge its utility amid institutional adoption but argue that its potential is smaller than Bitcoin’s.

Mickle explained that Ripple focuses on building an ecosystem around the XRP Ledger for traditional financial institutions. However, he noted that not every Ripple product has to use XRP because not every financial process requires decentralized, instant settlement. He said people misunderstand this and wrongly assume XRP is being ignored.

He used Ripple’s first product as an example. For context, this was a messaging platform similar to SWIFT that didn’t initially involve XRP. Mickle said Ripple wanted to meet clients where they were, reduce fears around blockchain, and build trust before introducing XRP-based settlement.

He called this approach “genius” because it strengthened client relationships while proving Ripple’s systems were safe and efficient. As confidence grew, clients became more willing to adopt XRP-based solutions. Mickle argued that this shows Ripple is setting the stage for broader XRP adoption, not neglecting it.

He dismissed the claim that Ripple ignores XRP, saying it is “patently false.” According to him, “XRP is the beating heartbeat, as Brad Garlinghouse says, of everything Ripple does.” He emphasized that Ripple’s ultimate goal is to drive a push toward crypto-native settlement systems, and XRP has a central role in this vision.

“XRP’s Upside is Limited as Compared to Bitcoin”

Moving to the second controversy, Mickle responded to Bitcoin proponent Dave Weisberger, who argued that XRP’s upside potential is limited, even though Ripple’s business has value. Mickle disagreed with this argument, saying it is “hard to understand.”

He pointed out XRP’s historical performance against Bitcoin, noting that it has outperformed Bitcoin for most of its history and in almost every year over the past five years. 

However, a look at the chart data shows that XRP has dropped 59% against Bitcoin since August 2013, its earliest trading days. Nonetheless, over the past year, XRP has gained by a massive 218% against Bitcoin. Meanwhile, overall, XRP is up 41,124% since launch, per CMC data.

Considering the recent uptick, Mickle asked what could justify claims that XRP’s growth is capped, especially with ongoing market trends such as institutional adoption, ETF rollouts, and a focus on U.S.-centric crypto solutions, all of which support XRP’s potential.

“If XRP throughout its entire history has been one of the best-performing crypto assets of all time, what makes you think that its price performance is capped?” Mickle asked.

He acknowledged that people can hold different opinions but said those opinions carry little weight without data or reasoning. He likened skepticism toward XRP to early disbelief in companies like Nvidia, Amazon, and even the internet, all of which eventually proved their value.

Ultimately, Mickle said the market will reveal the truth over time. “The market will prove with time which one ends up being true,” he said.

Meanwhile, Mickle also argued that XRP’s use case in decentralized settlement has a better value proposition than Bitcoin’s role as digital gold. He said he believes XRP can outperform Bitcoin. “That’s my thesis for why I think XRP can actually outperform and flip Bitcoin,” he noted.