A prominent market watcher has shared six reasons he believes XRP could outperform Bitcoin like it has done since mid-2014.
Notably, amid the current market slump, analysts believe a recovery could still unfold within this bull run. Among them, market analyst XFinanceBull says XRP could again outperform Bitcoin when the rebound begins.
XRP Has Outpaced BTC Since Mid-2014
Interestingly, he based this outlook on historical data and six major developments that he believes could lead to another major upsurge for XRP.
XFinanceBull compared how XRP and Bitcoin performed over the past decade. According to him, if someone had invested $500 in XRP back in 2014, the investment would now be worth about $316,167. This represents a return of 63,233%, or 633x.
Meanwhile, the same $500 invested in Bitcoin would have grown to around $93,508, representing an 18,501% increase, or 185x. While Bitcoin has seen impressive returns, XRP’s growth outpaces Bitcoin’s by roughly threefold. However, the analyst’s estimations began in July 2014. Citing this, XFinanceBull says current market conditions could make this happen again.
Reasons XRP Could Again Outperform Bitcoin
He then presented six reasons behind his bullish view. The first is the growing wave of XRP spot ETFs. Seven firms, including Bitwise, Grayscale, 21Shares, Canary Capital, WisdomTree, and Franklin Templeton, have pending filings with the SEC. Notably, their decisions are expected between Nov. 13 and 20.
The second reason focuses on Ripple’s recent moves. In 2025 alone, Ripple has made major acquisitions worth over $2 billion combined. It bought prime brokerage firm Hidden Road for $1.25 billion and acquired treasury management company GTreasury for $1 billion in October.
The third factor is Ripple’s push for a U.S. banking license. The company applied for a national trust bank charter in July 2025. While the deadline was originally in October, the ongoing government shutdown has automatically pushed it back. Pundits expect a decision once the shutdown ends.
The fourth point highlights growing corporate adoption of XRP as a treasury reserve. At press time, several public companies, including Trident Digital, Webus International, VivoPower, and Wellgistics, have added or announced plans to add XRP to their balance sheets.
The fifth reason centers on the XRP Ledger’s integration with global payment institutions. For context, on Nov. 5, Mastercard, WebBank, and Gemini launched a pilot that uses Ripple’s RLUSD stablecoin to settle Gemini Credit Card transactions instantly through the XRP Ledger.
For the sixth factor, he pointed to XRP’s place in the global financial push toward tokenization. Boston Consulting Group estimates that tokenized real-world assets could reach $16.4 trillion by 2030, and firms like Bitwise believe the XRPL could capture a chunk of this market.
What if XRP Repeats the 63,233% Rally
Notably, XFinanceBull said XRP now stands at the center of an “institutional-grade” setup with major upside potential. He believes the market is entering what he calls “utility season,” a time when projects with real-world use cases will lead the next growth cycle.
He noted that investors should not view XRP’s past surge as a missed opportunity, saying this could be a second chance to build long-term wealth.
Notably, with XRP currently trading for $2.23 at press time, a similar 63,233% increase would push prices to a massive $1,410. However, due to market cap constraints, XRP may witness a less explosive rally. Meanwhile, if BTC ever repeated the 185x rise, its price could hit $18.68 million. Again, such a surge may not be possible soon.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.

